Planning for Prosperity / Wealth Management Advisor
Showing 129–144 of 361 results
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Intrafamily loans offer family value
July / August 2018
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 419
Abstract: When children or other family members need financial assistance, it may be tempting to simply hand them a check. But as this short article argues, lending — rather than giving — money to loved ones offers several advantages, including the tax-free transfer of wealth.
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Make your charitable contributions count under the TCJA
July / August 2018
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 663
Abstract: The Tax Cuts and Jobs Act (TCJA) is likely to affect the after-tax cost of charitable contributions. This article discusses one potential strategy for increasing the tax benefits of donations by “bunching” gifts into alternating years. For individuals 70½ or older, another strategy is to make a qualified charitable distribution from an IRA.
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Ready for REITs? Real estate can help diversify your portfolio
July / August 2018
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 652
Abstract: One way to maintain a diversified investment portfolio is with real estate investment trusts (REITs). These provide an easier, possibly less risky way to gain real estate exposure without directly buying real estate. This article talks about how REITs work, highlights their benefits and warns against several drawbacks.
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Kiddie tax: New hazards, new opportunities
July / August 2018
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 843
Abstract: Under the new tax law, children with unearned income may find themselves in a higher tax bracket than their parents. At the same time, the law creates new opportunities for family income shifting. This article outlines one strategy for higher-income families. A sidebar explains that, starting in 2018, 529 plan funds can be used to pay elementary and secondary school as well as college expenses.
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Using the 4% rule to make retirement fund withdrawals
May / June 2018
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 420
Abstract: Determining how much to withdraw from a retirement nest egg annually can be stressful. As this article argues, the 4% rule can help reduce uncertainty. Retirees withdraw 4% of a portfolio in the first year of retirement and increase withdrawals each year thereafter to keep pace with inflation.
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Natural disasters – For the best financial outcome, prepare for the worst
May / June 2018
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 552
Abstract: This article provides homeowners with tips on protecting their property and reducing potential losses in the event of a natural disaster. They’re encouraged to check on their insurance company’s financial stability, purchase sufficient coverage and list and photograph their possessions in the event they need to file a claim.
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Convertible bonds can provide the best of both worlds
May / June 2018
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 588
Abstract: Investors seeking the reduced volatility of traditional bonds, as well as the capital-gains potential of stocks, may want to consider convertible bonds. This article explains how these securities give investors the option to convert debt into stock once the stock reaches a certain price. It also covers the unique risks of convertibles.
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What’s in the new tax law for you?
May / June 2018
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 829
Abstract: This article summarizes how the Tax Cuts and Jobs Act (TCJA) is likely to affect individual taxpayers. It lists the new tax brackets and changes to exemptions and deductions, and it explains how the number of taxpayers exposed to the estate tax has shrunk. A sidebar discusses tax credits for children and other dependents under the TCJA.
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Estate planning: Why gifts still matter
March / April 2018
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 508
Abstract: With the federal gift and estate tax exemptions so high, making lifetime gifts to loved ones may seem less critical than it might have in the past. But, as this article argues, even for those with estates within the exemption amount, a lifetime gifting program offers significant estate planning and personal benefits.
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Navigating your way through the senior housing maze
March / April 2018
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 627
Abstract: When it comes to housing for seniors, the number of options can be daunting. This article explains how to make the best choice for elderly relatives given their budget, level of care needed and distance to family and friends.
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GARP investing seeks a middle ground
March / April 2018
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 644
Abstract: This article discusses the investment philosophy known as growth at a reasonable price (GARP). By combining aspects of growth and value investing — two common but often seemingly opposing investment styles — GARP can be a worthwhile strategy for investors who prefer to occupy a middle ground.
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Get your retirement savings back on track with catch-up contributions
March / April 2018
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 840
Abstract: Only 18% of Americans are “very confident” that they’ll have the savings they’ll need to enjoy retirement. For individuals in this situation, “catch-up” contributions can help. This article talks about how much people 50 and older can contribute annually to tax-advantaged retirement accounts. A sidebar looks at possible tax benefits of retiring abroad.
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Don’t get taxed twice on nondeductible IRA contributions
January / February 2018
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 425
Abstract: Taxpayers who make nondeductible contributions to a traditional IRA need to understand the tax treatment of distributions to ensure they’re not taxed twice on the same income. This article explains the risk and how to mitigate it.
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3 questions can help you tune up your investment portfolio
January / February 2018
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 522
Abstract: Investors need to periodically re-evaluate their investment portfolio by asking three questions: 1) Has my portfolio changed? 2) have my investments changed? and 3) has my personal situation changed? As this article argues, answering these questions can help put investors on a better financial footing.
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Cradle to college – How to give your children a solid financial education
January / February 2018
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 706
Abstract: Parents who want their children to become responsible adults should start their fiscal education early. This article provides suggestions for financial education lessons by age group, from nursery to grade school to high school. By the time they head to college, kids should be able to make most of their own day-to-day financial decisions.
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Start the year right: Review withholding and estimate tax payments
January / February 2018
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 857
Abstract: To help prevent the possibility that they’ll owe the IRS at income tax time, taxpayers should regularly review their withholding and submit quarterly payments when necessary. This article explains how, including two strategies to prevent penalties. A sidebar urges individuals to be careful with income that isn’t subject to employer withholding, such as self-employment and investment income.