Planning for Prosperity / Wealth Management Advisor
Showing 145–160 of 361 results
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Estate planning for your digital assets and accounts
November / December 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 420
Abstract: Nearly everyone owns at least some digital assets, including online bank and brokerage accounts and bill-paying services. As this article argues, digital assets should be included in an estate plan to ensure that trustees and executors can access them and carry out their owner’s wishes.
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Against the grain – Why contrarian investors take an unconventional view
November / December 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 615
Abstract: Contrarian investors attempt to take advantage of price dislocations by buying securities they believe are unjustly cheap and selling those they believe are undeservedly expensive. This article explores the mechanics of contrarian investing and discusses several risks of following such a strategy.
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Before you renovate your home, do the math
November / December 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 814
Abstract: Few homeowners completely recover the costs of their remodeling projects, but some projects pay off better than others when it’s time to sell a home. This article talks about the potential benefits of replacing windows, doors and siding and explains why large remodeling projects tend to be less remunerative. A sidebar discusses the capital gains tax exclusion for home sales.
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A trust without a beneficiary: What’s the purpose?
November / December 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 652
Abstract: Noncharitable purpose (NCP) trusts don’t have human beneficiaries. Instead, they can be used for estate planning purposes such as pet care, family residences, a gravesite or an art collection. This article provides details on NCPs, including advantages, restrictions and potential pitfalls.
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5 tips for keeping student loans under control
September / October 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 503
Abstract: Given the skyrocketing cost of higher education, most college students need some form of financial assistance. But it’s important to plan student loans carefully to avoid a financial nightmare after graduation. This article provides five tips for keeping them under control.
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For good financial health, take your RMDs
September / October 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 629
Abstract: At a certain point, participants in employer-sponsored retirement plans must stop investing and start withdrawing — in the form of required minimum distributions (RMDs) — or pay a severe price. This article covers who must take RMDs, how much they must withdraw annually and how to get the timing right.
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Restricted stock – Should you accelerate taxes?
September / October 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 718
Abstract: Employers often use restricted stock to attract and retain employees. But to fully enjoy the benefits of such awards, employees must be careful about how they pay taxes on them. As this article explains, a Section 83(b) election accelerates taxes on restricted stock and can deliver substantial tax savings. But there are risks to this strategy.
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How rising interest rates benefit certain investments
September / October 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 690
Abstract: Some types of investments tend to outperform in a rising-interest-rate environment. This article discusses senior floating-rate debt, stock in financial companies, including banks and insurers, and high-yield corporate bonds. A sidebar talks about how, when U.S. rates rise, one potentially bright spot for investors may be foreign debt.
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Role of DAFs and PIFs in a charitable giving plan
July / August 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 429
Abstract: Donor advised and pooled income funds are becoming popular with individuals who want to support charities in a tax-efficient manner. This article explains that these vehicles offer the benefits of private foundations and charitable remainder trusts at a reduced cost.
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How disability insurance protects your finances from the unexpected
July / August 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 620
Abstract: Even when an employer provides long-term disability insurance, the amount of that coverage may not meet employees’ living costs. This article stresses the importance of having adequate coverage, which may necessitate buying an individual policy. It covers the associated costs and potential benefits.
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3 classic investment strategies are always in style
July / August 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 819
Abstract: Several simple investing ideas have stood the test of time: adopting a margin of safety, investing in what you know and holding great companies for the long term. This article explains the strategies, highlights their advantages and points out possible risks. A sidebar argues that anxiety, excitement and fear shouldn’t guide investment decisions.
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High-income earners can benefit from Roth IRAs
July / August 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 643
Abstract: Income restrictions typically limit the ability of high-income earners to contribute to Roth IRAs. But as this article examines, several strategies make it possible to get around such restrictions. These include participation in an employer-sponsored 401(k) or other qualified retirement plan that permits Roth contributions and use of a “backdoor” Roth IRA.
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What to do if you inherit an IRA
May / June 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 487
Abstract: Individuals who inherit an IRA have several options for handling the funds, depending on their relationship with the original accountholder. This article summarizes options for spouses and nonspouses.
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Portfolio diversification: Too much of a good thing?
May / June 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 574
Abstract: Diversification is a critical concept when assembling a risk-conscious investment portfolio. But owning too many investments or spreading assets across too many asset classes can work against investors. This article explains why.
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When one trustee isn’t enough, consider appointing a trust protector
May / June 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 619
Abstract: When the creator of an irrevocable trust isn’t completely confident that the trustee will carry out his or her wishes, a trust protector may be the solution. This article explains that trust protectors oversee the primary trustee and weigh in on critical decisions, such as the sale of closely held business interests. It also discusses the benefits of appointing a trust protector.
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ESOPs offer a tax-efficient exit strategy for business owners
May / June 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 828
Abstract: An employee stock ownership plan (ESOP) can help owners of closely held companies who are approaching retirement age balance conflicting goals. This article talks about potential tax and other benefits of ESOPs, along with the types of businesses that can use them, but also lists some drawbacks. A sidebar argues that owners of family businesses need to take steps to prevent succession struggles.