Planning for Prosperity / Wealth Management Advisor
Showing 161–176 of 361 results
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Think twice before tapping into your retirement savings
March / April 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 433
Abstract: IRAs and employer-provided retirement plans discourage early withdrawals with steep penalties. But sometimes an early withdrawal may be necessary to meet immediate financial needs. This article argues that such actions should only be taken as a last resort.
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Multistate resident? Watch out for double taxation
March / April 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 681
Abstract: People who divide their time between residences in two or more states should know that multiple states are allowed to collect tax on the same income. This article provides tips on how to avoid double taxation. For example, multistate residents might avoid maintaining a permanent place of abode in the second state.
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We need to talk – How to communicate with your spouse about money
March / April 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 769
Abstract: To avoid conflict and promote harmony, spouses should share all aspects of their financial life, including spending, saving, investing, and setting goals. As this article discusses, the best time for what could be difficult conversations about money is before people commit to major life decisions with financial implications. A sidebar suggests using simple math to resolve arguments about money.
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Beyond benchmarks – Alternative methods of measuring your portfolio’s results
March / April 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 616
Abstract: This article looks at several ways to measure investment portfolio performance. The traditional method is to compare results with those of a relevant market index. But some investors may be better off considering risk-adjusted results or even follow a goals-based approach.
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Is there unclaimed property with your name on it?
January / February 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 419
Abstract: State unclaimed property programs are holding nearly $42 billion in assets, just waiting to be claimed by their rightful owners. This short article explains how to search databases for unclaimed property and how to prove ownership.
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Managing volatility by combining cyclical and defensive stocks
January / February 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 555
Abstract: Diversification across asset classes tends to produce the most favorable risk/return profile for investment portfolios. But even among equities, different types of stocks can perform differently. This article explains the difference between cyclical and defensive stocks and how investors can use them in their portfolios.
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Charity begins at home – CRTs and CLTs offer philanthropic and family benefits
January / February 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 647
Abstract: Charitable remainder trusts (CRTs) and charitable lead trusts (CLTs) can be very effective in helping people leave money to charity and also benefit family members. This article describes how these “split-interest” trusts work and how they’re useful in estate plans.
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How to shift income to family members and save money
January / February 2017
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 862
Abstract: This article talks about transferring income-producing or capital assets to family members — a key strategy for easing the tax burden of high-income earners. Topics include working around the kiddie tax and transferring securities to retired parents. A sidebar discusses the problem of capital gains trapped in nongrantor trusts and possible solutions for liberating them.
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Self-directed IRAs: Watch out for these 3 tax traps
November / December 2016
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 417
Abstract: Although self-directed IRAs enable account holders to invest in nontraditional assets such as real estate, they also contain several potential tax traps. This short article warns about unrelated business taxable income, unrelated debt-financed income and prohibited transactions.
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Weighing the pros and cons of LTC insurance
November / December 2016
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 587
Abstract: Few people want to think about the possibility that they might need long-term care (LTC). But it’s important to do so, and LTC insurance can help. This article weighs the benefits of LTC insurance with the cost of the premiums and explains some of the terminology used in LTC policies.
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Falling markets, though inevitable, provide opportunities
November / December 2016
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 688
Abstract: Investors don’t necessarily have to suffer when markets are volatile. As this article explains, investors with long-term objectives and broadly diversified portfolios can probably ignore short-term market fluctuations. In fact, volatility can provide opportunities to invest in stocks that previously were too expensive. Taking advantage of such buying opportunities may position investors for better performance.
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When should you pull the trigger on Social Security benefits?
November / December 2016
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 836
Abstract: When is it appropriate to start collecting Social Security benefits? As this article discusses, the answer to that question depends on such factors as the amount of benefits, additional assets, life expectancy and marital status. Individuals are also encouraged to consider the effect of earnings if they plan to work while receiving benefits. A table shows how full retirement age is determined.
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Buy low, sell high – A primer on value investing
September / October 2016
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 423
Abstract: Value investing can be an integral component of a well-balanced portfolio. This article explains the concept — that value investors try to identify companies whose stock prices don’t reflect what they consider their value. The article stresses that patience and a long-term perspective are critical to be a successful value investor.
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Plan now to reduce your NIIT exposure
September / October 2016
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 539
Abstract: Individuals who are potentially subject to the 3.8% Medicare surtax on net investment income (NII) may be able to reduce or even eliminate the tax. This article helps readers determine whether they have NIIT exposure and lists ways to reduce adjusted gross income.
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ABLE accounts – Families of disabled children have another estate planning option
September / October 2016
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 628
Abstract: For many years, the most effective financial planning tool for parents of disabled children was the special needs trust. Recently, however, a new option was made available to families: the Achieving a Better Life Experience (ABLE) account. This article compares the two options, explaining the pros and cons of each.
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6 classic techniques for protecting your assets
September / October 2016
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 899
Abstract: Asset protection should be a key component of wealth planning for people whose professional, business and other activities expose them to potential financial liability. This article outlines six techniques for protecting assets, including holding title to a principal residence as a tenant by the entirety and setting up a domestic asset protection trust. A sidebar warns individuals with offshore trusts that they must comply with reporting requirements.