2013
Showing 561–576 of 735 results
-
Charitable giving 101 – Follow IRS rules to ensure you receive your tax deduction
March / April 2013
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 316
Abstract: For donations of cash and property to be deductible, they must meet certain IRS criteria. This short article discusses some of the basic rules and explains how to determine if the charity is a qualified charitable organization.
-
Inject flexibility into your estate plan – A limited power of appointment offers asset distribution options
March / April 2013
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 430
Abstract: Even when parents want to treat all children equally, there could be circumstances in which they’d want one child to receive more than the other — or want to limit one child’s direct access to his or her inheritance. This article discusses how a limited power of appointment gives the “holder” of the power the ability to decide how, when and to whom specified assets in a trust or estate will be distributed.
-
Getting 20-somethings to jump-start their retirement savings
March / April 2013
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 991
Abstract: While it may be difficult to get young people to focus on a retirement that may be 40 years or more away, those who get an early start on saving will be much better prepared to handle future financial challenges. This article illustrates the importance of teaching kids the importance of 401(k) plans and the power of compounding over a period of decades. A sidebar examines whether it’s better to save first or pay down student loans first.
-
Should you pay off your mortgage early?
March / April 2013
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 868
Abstract: Paying down a mortgage early can save serious amounts of interest expense over the course of a 30-year loan, but it’s important to take into account the value of the mortgage interest tax deduction. This article looks at the pros and cons, including whether the savings could yield a higher return if invested in stocks or bonds. The article poses several additional questions to consider before retiring a mortgage early.
-
Estate Planning Red Flag – You don’t have a will
March / April 2013
Newsletter: Estate Planner
Price: $225.00, Subscriber Price: $157.50
Word count: 298
Abstract: Regardless of a person’s age, health and net worth, a will is essential in determining what happens to his or her children and wealth after death. This article explains that a will can name a guardian and ensure that assets are distributed according to the decedent’s wishes. It also points out that having a will is important even if one has a living trust.
-
Protect your peace of mind with a trust protector
March / April 2013
Newsletter: Estate Planner
Price: $225.00, Subscriber Price: $157.50
Word count: 616
Abstract: If a person isn’t 100% comfortable that their chosen trustee could effectively handle the associated responsibilities, appointing a trust protector might provide a solution. A trust protector oversees the trustee and weighs in on critical decisions. This article discusses the advantages of appointing a protector, but also notes the importance of picking the right one.
-
Are your retirement savings secure from creditors?
March / April 2013
Newsletter: Estate Planner
Price: $225.00, Subscriber Price: $157.50
Word count: 552
Abstract: People who have significant assets in employer-sponsored retirement plans or IRAs should understand the extent to which those assets are protected against creditors’ claims. This article discusses which plans are protected only in bankruptcy and which are also protected outside bankruptcy, and what steps to take to strengthen protection.
-
College financing: An integral part of your estate plan
March / April 2013
Newsletter: Estate Planner
Price: $225.00, Subscriber Price: $157.50
Word count: 978
Abstract: Grandparents often want to play a role in financing their grandchildren’s college educations. But it’s important that they consider the impact that different financing options will have on their estate plan. This article looks at the estate planning implications of grantor and Crummey trusts and the Section 2503(c) minor’s trust, along with direct tuition payments on behalf of grandchildren. A sidebar shows how a health and education exclusion trust (HEET) can be advantageous in regard to generation-skipping transfer (GST) tax.
-
When it comes to retaliation claims, severity counts
March / April 2013
Newsletter: Employment Law Briefing
Price: $225.00, Subscriber Price: $157.50
Word count: 669
Abstract: A postal worker taking medication for schizoaffective disorder faced insults from his supervisors due to his slow work pace, which was induced by the medication. As this article describes, he eventually resigned, and then sued. After losing two claims at the district court level, he appealed the claim of retaliatory harassment leading to constructive discharge. While the First Circuit sympathized, it ruled that he couldn’t establish his prima facie claim because the actions against him did not meet the standard of “materially adverse.” Alvarado v. Donahoe, No. 11-1686, July 19, 2012 (1st Cir.)
-
On notice (or not) – False Claims Act case reveals critical requirement
March / April 2013
Newsletter: Employment Law Briefing
Price: $225.00, Subscriber Price: $157.50
Word count: 831
Abstract: After an external audit turned up possible improprieties in the use of grant money, a business manager went over the Executive Director’s head and raised these concerns directly with the Board of Directors. She was later terminated. She sued, claiming that her termination violated the False Claims Act (FCA). However, whistleblowers must clarify their intentions to win FCA protection; this article shows why the Tenth Circuit concluded that she had not done so. McBride v. Peak Wellness Center, Inc., No. 11-8037, Aug. 6, 2012 (10th Cir.)
-
Disciplinary consistency: A Title VII case
March / April 2013
Newsletter: Employment Law Briefing
Price: $225.00, Subscriber Price: $157.50
Word count: 627
Abstract: When a white casino worker was terminated for mishandling playing cards, she noted that six other supervisors had engaged in similar misconduct — but only two had been terminated. She sued the casino, alleging gender and race discrimination in violation of Title VII. This article shows how the Sixth Circuit used a “mixed-motive analysis” in finding for the plaintiff. Ondricko v. MGM Grand Detroit, No. 10-2133, August 8, 2012 (6th Cir.)
-
Americans with Disabilities Act – Competitive transfer policy not cleared for takeoff
March / April 2013
Newsletter: Employment Law Briefing
Price: $225.00, Subscriber Price: $157.50
Word count: 859
Abstract: In trying to accommodate disabled employees under the Americans with Disabilities Act (ADA), employers have a variety of options. United Airlines placed disabled workers in vacant positions provided no better qualified candidates were in the running. This “competitive transfer” policy led to a lawsuit that claimed it violated the ADA. This article discusses how the U.S. Court of Appeals for the Seventh Circuit ruled, taking into account two previous cases. A sidebar discusses a case in which a disabled employee sued after refusing her employer’s reassignment. EEOC v. United Airlines, Inc, No. 11-1774, March 7, 2012 (7th Cir.); EEOC v. Humiston-Keeling, No. 99-3281, Sept. 15, 2000 (7th Cir.); US Airways, Inc. v. Barnett, No. 00-1250, April 29, 2002 (Supreme Court); Kallail v. Alliant Energy Corporate Services, Inc., No. 11-2202, Sept. 4, 2012 (8th Cir.).
-
Dealer Digest – Dealership websites need improvements, survey says
March / April 2013
Newsletter: Dealer Insights
Price: $225.00, Subscriber Price: $157.50
Word count: 391
Abstract: This issue’s “Dealer Digest” discusses a study conducted by the consulting firm Accenture revealing that dealer websites leave much to be desired: Specifically, they don’t provide the online information and digital tools that would make online car buying seamless. In other developments, the regulatory affairs office of the National Automobile Dealers Association recently distributed an e-mail reminder about the prohibited use of “drip pricing.”
-
Chart your course in the right direction
March / April 2013
Newsletter: Dealer Insights
Price: $225.00, Subscriber Price: $157.50
Word count: 686
Abstract: As the environment for selling cars and trucks continues to improve, it’s time for dealers to pay more attention to their future. They can do this by revisiting their business plan — or creating one — and determining the best road to greater profitability and future growth. This article discusses the components of a business plan and its uses.
-
Is your dealership ready for the next big disaster?
March / April 2013
Newsletter: Dealer Insights
Price: $225.00, Subscriber Price: $157.50
Word count: 727
Abstract: Hurricane Sandy’s huge losses, and the picking-up-the-pieces scenarios that followed it, should motivate all dealers to evaluate the plans they have in place to deal with a disaster. This article lists some of the actions required to prepare for a catastrophe, including forming a disaster planning team and prioritizing data recovery. A sidebar emphasizes that communicating with employees is the cornerstone of any disaster plan.
-
The health care act – Getting ready to comply
March / April 2013
Newsletter: Dealer Insights
Price: $225.00, Subscriber Price: $157.50
Word count: 696
Abstract: With a large number of Patient Protection and Affordable Care Act provisions taking effect in 2014, dealers shouldn’t waste any time preparing for the changes. The new requirements may have little effect on dealerships already offering health insurance, but “large” employers may have some substantial new costs for initiating or improving health coverage — or face tough penalties for not doing so. This article describes what constitutes a large employer and discusses new Medicare tax withholding requirements.