PFP
Showing 193–208 of 361 results
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Checklist for protecting your child’s financial future
November / December 2015
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 606
Abstract: The birth or adoption of a child is cause for celebration, but it also carries heavy responsibilities. This article outlines steps to take to secure a child’s financial future, including making a will, buying life insurance and setting up an education savings account.
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Income-tax-saving strategies for your estate plan
November / December 2015
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 651
Abstract: For 2015, the federal estate tax exemption is $5.43 million, so most people don’t need to be concerned about estate taxes. However, many middle- and upper-income taxpayers still need to plan for income taxes. This article suggests two strategies a taxpayer might incorporate into an estate plan: 1) Hold on to appreciated assets and 2) make charitable donations during one’s lifetime.
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Buy-sell agreements help answer the “what-ifs”
November / December 2015
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 647
Abstract: Buy-sell agreements can provide a road map for business owners when one of their co-owners voluntarily or involuntarily leaves the company. This article outlines the benefits of having an agreement — such as establishing a price for ownership interests. It also discusses triggering events and how buy-sell agreements typically are structured.
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Your retirement income strategy – Conventional wisdom on withdrawals isn’t always right
November / December 2015
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 784
Abstract: For many retirement savers, developing an income strategy in retirement is an afterthought — putting them at risk of losing a significant chunk of their savings to taxes. This article explains why conventional wisdom regarding retirement withdrawals isn’t always correct and suggests alternative strategies that reflect individual needs. A sidebar talks about maximizing the wealth that will be transferred to heirs.
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3 benefits of donor-advised fund giving
September / October 2015
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 269
Abstract: A DAF comprises contributions made separately and independently by individual donors. The fund maintains legal control of the contributions, and donors retain advisory privileges regarding investments and fund distributions. This brief article examines how DAFs can be particularly beneficial for charitable-minded, high-income individuals.
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Are you at risk for AMT liability?
September / October 2015
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 571
Abstract: The AMT rate is 28%, compared to the top regular income tax rate of 39.6%. But the AMT rate typically applies to a higher taxable income base. So before taking action to time income and expenses, one should determine whether he or she already is likely to be subject to the AMT — or whether the actions being considered might trigger it. This article offers suggestions for minimizing AMT liability.
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Taking the right steps when using an FLP or LLC
September / October 2015
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 823
Abstract: If one wishes to transfer large amounts of wealth to his or her family at discounted values for gift tax purposes, it might be advisable to form a family limited partnership (FLP) or a limited liability company (LLC). But a pitfall to be aware of when using an FLP or LLC is the step transaction doctrine. This article explains the ins and outs of using either vehicle.
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Currency movements and your portfolio – The opportunities — and pitfalls — of a fluctuating dollar
September / October 2015
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 814
Abstract: The U.S. dollar is coming off sharp gains relative to its currency counterparts around the world. Such a situation — or its reverse, a falling dollar — is likely to have profound effects on the global economy and financial markets, not to mention on individual businesses, consumers and investors. This article provides investors insight into how shifts in currency value can affect their portfolio’s past performance, as well as ideas about how they might position it appropriately for the future. A sidebar notes factors that can drive currency movements.
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4 midyear planning tips to lower your tax bill
July / August 2015
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 318
Abstract: Midyear is an opportune time to take action to lower one’s 2015 tax bill. This short article details four steps to take to improve chances of a lower tax bill next spring.
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How risky is your portfolio? Using metrics to quantify it
July / August 2015
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 596
Abstract: When investors ask themselves how their portfolios have performed thus far this year, on the surface it seems like a straightforward question. However, that may not be the case, because a portfolio’s return over the short term provides little insight into whether the result was achieved through good decision making — or despite it. This article examines several metrics to help quantify a portfolio.
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Bring your estate plan into the 21st century
July / August 2015
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 828
Abstract: Estate plans account for physical assets, such as real estate, art and collectibles, and vehicles. But do they cover “digital” assets such as e-mail and online bank accounts? If digital assets aren’t included in the estate plan, the deceased’s family members may have difficulty accessing them without going to court. This article explains how to include digital assets in an estate plan.
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When selling your business, have a retirement backup plan
July / August 2015
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 761
Abstract: The proceeds that come from selling a business can be an important part of one’s retirement plan. However, counting on the sale to fund most or all of a person’s future expenses can be problematic. This article explains how executing a sale takes preparation, good timing and, often, the help of knowledgeable advisors. A sidebar offers tips for improving a company’s value.
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Trusts and taxes – An IDGT can shift income tax liability
May / June 2015
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 432
Abstract: Trusts often are a key component of an estate plan. But because trusts are considered separate legal entities, they’re subject to income tax. The income tax rate thresholds for trusts are low, so it’s important to consider the potential tax impact on an estate plan. This article details how an IDGT can provide the estate planning benefits of a trust while avoiding its potentially negative income tax consequences.
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Stress test your investment portfolio
May / June 2015
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 573
Abstract: As anyone who held investments during 2008 can attest, even careful planning doesn’t necessarily protect a person’s portfolio from unforeseen events. In many cases, unexpected events are beyond anyone’s control. This article details how investors can give themselves a head start on preparing for challenges by conducting a “stress test” to understand the sensitivities in their portfolios.
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Managing retirement savings after a job change
May / June 2015
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 890
Abstract: Leaving a job can be an exciting or unsettling time, or both. But, amid the tumult, it’s important to consider one’s options for managing retirement savings that have accrued under the current employer’s qualified retirement plan. This article discusses four options for handling such retirement savings.
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Emerging markets: Higher reward (and risk) potential for long-term investors
May / June 2015
Newsletter: Planning for Prosperity / Wealth Management Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 840
Abstract: Emerging markets have gained a significant share of the global economy during the past few decades. Such rapid growth can make them an exciting investment destination, but they also come with special risks. This article explains the possible benefits and drawbacks of investing in emerging markets.